Caitlin Mallery

Going through a divorce is a difficult process, both emotionally and practically. It’s important to remember that you’re not alone, and some people can help you through this. This article will provide you with a roadmap for getting a divorce, from the practical steps to the emotional ones. It’s important to take things one step at a time and to be patient with yourself as you go through this process. Practical steps Separating households will involve several categories, and some things will vary by state. Looking up what your state requires is a good first step. Some local courts provide information packets that can get you started. Here are a few more broad checklists of things you need to separate. Financial Bank accounts. Retirement accounts. Tax records and documents. Financial records. Housing (rent or mortgage). Car insurance and payments. Utility accounts. After separation, you may need to create new accounts and passwords. Obtaining a copy of your credit report would be prudent. A financial advisor can provide valuable guidance in creating a budget and navigating this new phase. Personal Medical insurance. Itemized list of belongings: jewelry, tools, furniture, electronics, photos, books, etc. Mailing address. Birth certificate, marriage license. In the process of separating personal belongings, emotions can run high. It is crucial to approach this task with a focus on preserving what is truly valuable to you, rather than seeking ways to inflict pain on your former partner. When sorting through the smaller, more personal items, each individual’s situation will influence the ease or complexity of the task. Legal When getting a divorce, there are some legal considerations that you need to be aware of. These include: Property division This refers to the division of all assets and debts that were acquired during the marriage. It is important to [...]